Despite the partial lockdown in the spring and most holidays being canceled, people did not spend more on repaying their mortgages, but less. This was shown in a report by De Nederlandsche Bank (DNB) published by NU.nl. 

In total, about 3.5 billion euros went to repaying mortgages in April, May, and June, about 340 million euros less than in the second quarter of 2019. “Preliminary figures show that in the third quarter of 2020, the voluntary repayments were lower than in the same quarter a year earlier,” reports DNB.